Property in UAE
Mortgage Availability for Foreign Buyers in the UAE
Foreigners can access mortgages in the UAE, but terms vary depending on residency status, income, and the property type. UAE banks typically finance up to 75–80% of the property’s value for residents and less for non-residents. Interest rates, loan tenures, and eligibility requirements should be carefully compared. A mortgage pre-approval can help clarify budget limits before property hunting begins. Currency fluctuations may also affect repayments for foreign buyers.
For a clearer understanding of mortgage options in the UAE, refer to Emirates.Estate.
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